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5 WAYS TO WEALTH BUILDING

CHANGE YOUR VIEW ABOUT MONEY

The foundation to building a financial fortune is to change your attitude towards money. Most people do not understand the nature of money and how it works.

The first thing to do in building wealth is to have the right mental attitude towards money. Consider money a living thing i.e. a living asset which has the potential to work as you do. Once you come to this realization, you would have unleashed the power to creating wealth. You will understand that money is like an employee.

Your objective over time is to make this “employee” work hard and eventually grow to multiplicity. At this point, you would have become rich when you would have employed (invested) enough “labourers” (assets) to work (earn) for you.The next is the fact that you must start building up your financial fortress.

The greatest mistake people make in investment matters is that they think they have to start investing when and only when they have a huge amount in their hands. The fact is that every mansion or castle is built one block at a time.

The key to success in investing is to build up a financial arsenal through small savings and investments as you generate them.Once you have a source of income, consider that every unit of money in your hand is a building-block required to build up your wealth – invest it, and you get richer; lose it and you get poorer.BE THE WISE MAN, INVEST FOR THE FUTURE A lot of people would rather enjoy their money now rather invest it for the future. Some believe that they might not even be alive if they invested for the future and that they might thus miss the utility on their money completely.

The truth is that the odds that you are going to be alive when the future comes! Investing now gives you freedom and ability to capture the future: freedom to stay at home, freedom to retire blissfully and travel around the world, freedom to do the things you’ve always wanted to do. The seed a farmer sows today is the bounty harvest of the future.Be a good farmer and ensure you sow on fallow ground.

MINIMISE SPENDING ON CONSUMABLE… INVEST IN STOCKSThe most reason most people never really get rich is because they spend most of their incomes on consumable products rather than buying investment products.

A common habit of the rich and wealthy is the fact that they spend 27-30% of all their income on investments and savings. To grow your wealth start spending more on savings and investment products.BE A STUDENT, COPY THE LIFESTYLE OF THE RICH It has been said that the best way to be successful in any endeavour is to study and copy lives of those who have made it. If you want to build up wealth, choose a successful and rich person known to you, study his traits, principles and lifestyle and try to copy those traits that could get you the desired objective.


Break away from the old habits and characters responsible for where you are now. Avoid doing things the same old way, particularly if it cannot bring you any near to your financial success.

BE THE PILOT, CONTROL YOUR FINANCIAL DESTINY You must realize that one of the clues to financial success is investment in equities. Nowhere else can your money do so much for you as when you use it to invest in a business that has wonderful long-term prospects.
Once you have made-up your mind to take control of your life by building up your net worth, you must be consistent with it.

Moment by moment, you are building your wealth into a mighty castle. Every unit of money you sow into your portfolio will inevitably contribute in bringing you nearer to your financial prosperity.

Black and Successful

BLACK AND SUCCESSFUL


A young boy went to a park on a public holiday with his parents. Somewhere in the park was a man who sold balloons and he had a lot of young children around him.

Once in a while the balloon man would release a balloon into the sky, as the balloon floated into the sky children will see the balloon and of course tell their parents they wanted to buy balloons and then they would run towards the balloon man and buy balloons from him.

This young boy who went with his parents to the park watched as one balloon after the other was released into the sky and those balloons were of different colours.

After sometime he persuaded his parents to buy a balloon for him, then he went to the balloon man, before he bought any balloon at all he asked a question.

He said Sir; I watched you released the green balloon into the sky it floated up, when you released the red one it floated up, when you released the white one it floated up, the blue one also floated up, may I ask Sir; if the colour of the balloon is black will it also go up.

The balloon man looked at him and said son it is not the colour of the balloons that make them to go up, it is what is inside the balloon; so if it is black it will also go up.

I am sure you understand the essence of this story. This young black is black and he was wondering if the colour of the skin was the reason why he was not going to be successful and he got the powerful message that day.

Today we begin a series titled Black and Successful. Being black is not a curse, having a dark skin is not essentially synonymous with having a dark mind.

Now the first lesson, the black man must learn to put first things first and one of the first things is Education.

We must value information, if you would be a different kind of blackman you must value information, you must value education because you can never rise beyond your level of knowledge. Go after information and you will experience transformation.

Dear reader you must remember that it is not the colour of the balloon that makes it to float into the sky it is what is in the balloon. We said that the black man must learn to put first things first.

All successful people developed this ability to prioritize. When you put first things first other things would find their place. You would expend your resources on the things that give you the greatest return in life.

What are the first things that the black man must put first education, valuing on information. Secondly, development of character traits. We must have values, without values you have no value and another thing to put first is a trade.

You must have a skill, there must be something that you must know how to do so well; everybody in town want your services; you must have area of expertise.

Money is what you get in exchange of problem solved, you must develop the ability to solve problems for people. We may pray from today till tomorrow the prayer will not take the place of skill acquisition.

Prayer is important but it cannot take the place of skill acquisition and then we must value home ownership; living in our own home and not giving somebody our money through rent of five, ten, fifteen or twenty years.

We must learn to value investment instead of spending our money on clothes, on food, in show that is in trying to impress people and having what we call a good time.

We should not buy what we want and then beg for what we need, we should not buy clothes so many of them to the extent that we now beg for transport money to go to the place where we make our money in the first place. Please; do first things first.

Remember that the black skin is not a liability it can be an asset; as a man thinketh in his heart so is he not as the colour of his skin is. So dear reader, it is what is in you that makes the difference in the quality of life that you live.

Now the black man must stop expecting God to do for him what he must do for himself. God has commanded us who are strong to support the weak but even then God does not do for man what he can do for himself. There is tremendous power in self reliance, life is a do it yourself affairs.

The most important things you have to do in this life are things you must know by yourself. You must learn for yourself, you must eat by yourself, wherever you have to go you have to go yourself, whenever you go to the toilet whatever you do there you must do it by yourself.

However much your parents love you, however much you spouse loves you they cannot breathe for you. If it were possible people would not die easily around us because we would immediately begin to breathe on their behalf when they stop breathing, but you must do that yourself.

The things that count the most in your live will be the things that you do for yourself.

Godspeed!!.

24 Things to Always Remember. . . and One Thing to Never Forget

24 Things to Always Remember. . . and One Thing to Never Forget


1. Your presence is a present to the world.

2. You're unique and one of a kind.

3. Your life can be what you want it to be.

4. Take the days just one at a time.

5. Count your blessings, not your troubles.

6. You'll make it through whatever comes along.

7. Within you are so many answers.

8. Understand, have courage, be strong.

9. Don't put limits on yourself.

10. So many dreams are waiting to be realized.

11. Decisions are too important to leave to chance.

12. Reach for your peak, your goal, and your prize.

13. Nothing wastes more energy than worrying.

14. The longer one carries a problem, the heavier it gets.

15. Don't take things too seriously.

16. Live a life of serenity, not a life of regrets.

17. Remember that a little love goes a long way.

18. Remember that a lot . . . goes forever.

19. Remember that friendship is a wise investment.

20. Life's treasures are people . . . together.

21. Realize that it's never too late.

22. Do ordinary things in an extraordinary way.

23. Have health and hope and happiness.

24. Take the time to wish upon a star.


And don't ever forget . . .
For even a day . . .
How very special you are.

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You are still Priceless

You Are Still Priceless

A well known speaker started off his seminar by holding up a $20 bill. In the room of 200, he asked, Who would like this $20 bill?

Hands started going up. He said, I am going to give this $20 to one of you but first, let me do this. He proceeded tocrumple the dollar bill up.

He then asked, Who still wants it?Still the hands were up in the air.Well, he replied, what if I do this?And he dropped it on the ground and started to grind it into the floor with his shoe. He picked it up, now all crumpled and dirty.

Now who still wants it?Still the hands went into the air. My friends, you have all learned a veryvaluable lesson. No matter what I did to the money, you still wanted it because it did not decrease in value. It was still worth $20.

Many times in our lives, we are dropped, crumpled, and ground into the dirt by the decisions we make and the circumstances thatcome our way. We feel as though we are worthless.

But no matter what has happened or what will happen, you will never lose your value. Dirty or clean, crumpled or finely creased, you are still priceless
.

Footprints

Footprints


One night a man had a dream. He dreamed he was walking along the beach with the LORD.

Across the sky flashed scenes from his life. For each scene he noticed two sets of footprints in the sand: one belonging to him, and the other to the LORD.


When the last scene of his life flashed before him,he looked back at the footprints in the sand.

He noticed that many times along the path ofhis life there was only one set of footprints.

He also noticed that it happened at the very lowest and saddest times in his life.

This really bothered him and he questioned the LORD about it:

"LORD, you said that once I decided to follow you, you'd walk with me all the way.But I have noticed that during the most troublesome times in my life,there is only one set of footprints.

I don't understand why when I needed you most you would leave me."The LORD replied:

"My son, my precious child,I love you and I would never leave you.

During your times of trial and suffering,when you see only one set of footprints, it was then that I carried you."

WARREN BUFFET

WARREN BUFFET*

THERE WAS A ONE HOUR INTERVIEW ON CNBC WITH WARREN BUFFET, THE SECONDRICHEST MAN WHO HAS DONATED $31 BILLION TO CHARITY. HERE ARE SOME VERY INTERESTING ASPECTS OF HIS LIFE:


1. HE BOUGHT HIS FIRST SHARE AT AGE 11 AND HE NOW REGRETS THAT HE STARTED TOO LATE!

2. HE BOUGHT A SMALL FARM AT AGE 14 WITH SAVINGS FROM DELIVERING NEWSPAPERS.

3. HE STILL LIVES IN THE SAME SMALL 3 BEDROOM HOUSE IN MID-TOWN OMAHA, THAT HE BOUGHT AFTER HE GOT MARRIED 50 YEARS AGO. HE SAYS THAT HE HAS EVERYTHING HE NEEDS IN THAT HOUSE. HIS HOUSE DOES NOT HAVE A WALL OR A FENCE.

4. HE DRIVES HIS OWN CAR EVERYWHERE AND DOES NOT HAVE A DRIVER OR SECURITY PEOPLE AROUND HIM.

5. HE NEVER TRAVELS BY PRIVATE JET, ALTHOUGH HE OWNS THE WORLD'S LARGEST PRIVATE JET COMPANY.

6. HIS COMPANY, BERKSHIREHATHAWAY, OWNS 63 COMPANIES. HE WRITES ONLY ONE LETTER EACH YEAR TO THE CEOS OF THESE COMPANIES, GIVING THEM GOALS FOR THE YEAR. HE NEVER HOLDS MEETINGS OR CALLS THEM ON A REGULAR BASIS.

7. HE HAS GIVEN HIS CEO'S ONLY TWO RULES. RULE NUMBER 1: DO NOT LOSE ANY OF YOUR SHARE HOLDER'S MONEY. RULE NUMBER 2: DO NOT FORGET RULE NUMBER1.

8. HE DOES NOT SOCIALIZE WITH THE HIGH SOCIETY CROWD. HIS PAST TIME AFTER HE GETS HOME IS TO MAKE HIMSELF SOME POP CORN AND WATCH TELEVISION.

9. BILL GATES, THE WORLD'S RICHEST MAN MET HIM FOR THE FIRST TIME ONLY 5 YEARS AGO. BILL GATES DID NOT THINK HE HAD ANYTHING IN COMMON WITH WARRENBUFFET. SO HE HAD SCHEDULED HIS MEETING ONLY FOR HALF HOUR. BUT WHEN GATES MET HIM, THE MEETING LASTED FOR TEN HOURS AND BILL GATES BECAME A DEVOTEE OF WARREN BUFFET.

10. WARREN BUFFET DOES NOT CARRY A CELL PHONE, NOR HAS A COMPUTER ON HIS DESK.

11. HIS ADVICE TO YOUNG PEOPLE: STAY AWAY FROM CREDIT CARDS AND INVEST IN YOURSELF.

Joke-The Pregnant Daughter

An eighteen-year- old girl tells her Mom that she has missed her period for two months. Very worried, the mother goes to the drugstore and buys a pregnancy kit. The test result shows that the girl is pregnant.

Shouting, cursing, crying, the mother says, “Who was the pig that did this to you? I want to know! The girl picks up the phone and makes a call. Half an hour later a Ferrari stops in front of their house; a mature and distinguished man with gray hair and impeccably dressed in a very expensive suit steps out of it and enters the house. He sits in the living room with the father, the mother and the girl, and tells them: “Good morning, your daughter has informed me of the problem.

However, I can’t marry her because of my personal family situation, but I’ll take charge. If a girl is born I will bequeath her 2 retail stores, a townhouse, a beach villa and a $1,000,000 bank account. If a boy is born, my legacy will be a couple of factories and a $2,000,000 bank account. If it is twins, a factory and $1,000,000 each.
However, if there is a miscarriage, what do you suggest I do?”

At this point, the father, who had remained silent, places a hand firmly on the man’s shoulder and tells him,

“You’ll sleep with her again

BETWEEN CV AND RESUME

Though the terms are often used interchangeably, there’s a big difference between a curriculum vitae and a resume.

A CV is an exhaustive and strictly chronological lists of facts about your professional life. You may need one, but don’t expect it to serve your cause in a period of career transition.

If you want to give your credentials narrative shape, use a resume- and understand that you will almost certainly need more than one version. Each will highlight and interpret your experience differently in light of the job or career alternative you are exploring.

The process of putting together a resume entails drafting your story. Build in three parts:

First, describe the position you want.

Second, create a bulleted list of experience that clearly demonstrate your ability to do that job

Third, summarize your professional work. This section of your resume has the experience of a CV, and includes all the relevant positions you’ve held. For each job, it shows dates of employment as well as your responsibilities and accomplishments.

Follow these steps, and your resume will tell a coherent story.

4 tips on developing a Pleasant Personality

1.Greet people with a smile. Greet people with a pleasant smile. Smile whenever you see someone. The smile must be pleasant, warm and friendly.

2.Speak Pleasantly. Talk to people in a nice way, as if they are really good friends of yours.

3.Train yourself in public speaking. Take a course in public speaking and learn to express yourself the perfect way. This skill is highly essential and attracts favorable attention.

4.Have a good sense of humor. Get a couple of good joke books, read them and share them with people and this will certainly get them to smile.
An outgoing and friendly disposition would help you maintain a near-perfect relationship with people.

10 GUIDELINES FROM GOD

Effective immediately, please be aware that there are changes YOU need to make in YOUR life. These changes need to be completed in order that I may fulfill My promises to you to grant you peace, joy and happiness in this life. I apologize for any inconvenience, but after all that I am doing, this seems very little to ask of you. Please, follow these 10 guidelines

1. QUIT WORRYING:
Life has dealt you a blow and all you do is sit and worry. Have you forgotten that I am here to take all your burdens and carry them for you? Or do you just enjoy fretting over every little thing that comes your way?

2. PUT IT ON THE LIST
Something needs done or taken care of. Put it on the list. No, not YOUR list. Put it on MY to-do-list. Let ME be the one to take care of the problem. I can't help you until you turn it over to Me. And although My to-do list is long, I am after all...God. I can take care of anything you put into My hands. In fact, if the truth were ever really known, I take care of a lot of things for you that you never even realize.

3. TRUST ME
Once you've given your burdens to Me, quit trying to take them back. Trust in Me. Have the faith that I will take care of all your needs, your problems and your trials. Problems with the kids? Put them on My list. Problem with finances? Put it on My list. Problems with your emotional roller coaster? For My sake, put it on My list. I want to help you. All you have to do is ask.

4. LEAVE IT ALONE
Don't wake up one morning and say, "Well, I'm feeling much stronger now, I think I can handle it from here." Why do you think you are feeling stronger now? It's simple. You gave Me your burdens and I'm taking care of them. I also renew your strength and cover you in my peace. Don't you know that if I give you these problems back, you will be right back where you started? Leave them with Me and forget about them. Just let Me do my job.

5. TALK TO ME

I want you to forget a lot of things. Forget what was making you crazy. Forget the worry and the fretting because you know I'm in control. But there's one thing I pray you never forget. Please, don't forget to talk to Me - OFTEN! I love YOU! I want to hear your voice. I want you to include Me in on the things going on in your life. I want to hear you talk about your friends and family. Prayer is simply you having a conversation with Me. I want to be your dearest friend.

6. HAVE FAITH
I see a lot of things that you can't see from where you are. Have faith in Me that I know what I'm doing. Trust Me; you wouldn't want the view from My eyes. I will continue to care for you, watch over you, and meet your needs. You only have to trust Me. Although I have a much bigger task than you, it seems as if you have so much trouble just doing your simple part. How hard can trust be?

7. SHARE
You were taught to share when you were only two years old. When did you forget? That rule still applies. Share with those who are less fortunate than you. Share your joy with those who need encouragement. Share your laughter with those who haven't heard any in such a long time. Share your tears with those who have forgotten how to cry. Share your faith with those who have none.

8. BE PATIENT
I managed to fix it so in just one lifetime you could have so many diverse experiences. You grow from a child to an adult, have children, change jobs many times, learn many trades, travel to so many places, meet thousands of people, and experience so much. How can you be so impatient then when it takes Me a little longer than you expect to handle something on My to-do list? Trust in My timing, for My timing is perfect. Just because I created the entire universe in only six days, everyone thinks I should always rush, rush, rush.

9. BE KIND
Be kind to others, for I love them just as much as I love you. They may not dress like you, or talk like you, or live the same way you do, but I still love you all. Please try to get along, for My sake. I created each of you different in some way. It would be too boring if you were all identical. Please, know I love each of your differences.

10. LOVE YOURSELF
As much as I love you, how can you not love yourself? You were created by me for one reason only -- to be loved, and to love in return. I am a God of Love. Love Me. Love your neighbours. But also love yourself. It makes My heart ache when I see you so angry with yourself when things go wrong. You are very precious to me. Don't ever forget.

Only one Move

YOUR BIGGEST WEAKNESS CAN SOMETIMES BECOME YOUR BIGGEST STRENGTH

There was once a 10year old boy who decided to study judo even though he had lost his left arm in a terrible auto accident.The boy began lessons with an old Japanese judo master. The boy was doing well, so he couldn’t understand why after 3months of training, the master had taught him only one move. ”Master, the boy said finally,” shouldn’t I be learning more moves. ?”“This is the only move you know, but this is the only move you will ever need to know,” the master replied. Not quite understanding but believing in the teacher, the boy kept training.Several months, the master took the boy to his first tournament, where he easily won his first 2matches.The third match was more difficult, but after sometime, his opponent became impatient and charged; the boy used his one move to win the match. Amazed by his success, the boy was now in the finals.This time his opponent was bigger, stronger and more experienced. For a while, the boy appeared to be overmatched. Concerned that the boy might be hurt, the referee called time-out. He was about to stop the match when the master intervened.” No,” he said, let them continue.Soon after the match resumed, the opponent made a critical mistake; he dropped his guard. Instantly, the boy used his move to pin him. The boy won the match and the tournament. He was the champion.On the way home, the boy and the master reviewed every move in each match. Then the boy summoned the courage to ask what was really on his mind. “Master, how did I win the tournament with only one move? “You won for 2 reasons,” the master answered. “First you have mastered one of the most difficult throws in all of judo. And second, the only known defense for that move is for your opponent to grab your left arm”.The boy’s biggest weakness turned out to be his biggest strength.

The Love of a Woman

Suzie was standing over her husbands deathbed, and as she held his hand her warm tears ran down her cheeks and splashed onto her sleeping husbands face. Her tears awakened him. "My darling Suzie " he began."Hush my love" she said. "Ssssh, , go back to sleepdear " But he was insistent."Suzie" he said in his frail, tired voice. "I must talk, I must confess something to you" "There's nothing to confess" said the weeping Suzie "It's ok. Everythings ok. Get some rest now. " "No no, I must die in peace my Suzie. I sleptwith your sister, your best friend and your mother."The heartbroken Suzie mustered a pained smile and stroked his hand. " hush now Jimmy, don’t torment yourself. I know all about it" she said. "Why do youthink I poisoned you?"

21 Ways to Complete you!

ONE: Give people more than they expect and do it cheerfully.

TWO: Marry a man/woman who you love to talk to. As you get older, thier conversational skils will be as important as any other.

THREE: Dont believe all you hear, spend all you have and sleep all you want.

FOUR: When you say "I love you" mean it.

FIVE: When you say "am sorry" look the person in the eye.

SIX: Be engaged st least six months before you get married.

SEVEN: Believe in love at first sight

Eight: Never laugh at anyone's dream. People who dont have dreams dont have much.

Nine: Love deeply and passionately. You might get hurt, but its the only way to live life completely.

TEN: In disagreements, fight fairly no name calling

ELEVEN: Dont judge people by their relatives

TWELVE: Talk slowly but think quickly

THIRTEEN: When someone ask you a question you dont want to answer, smile and ask "why do you want to know?"

FOURTEEN: Remember that great love and great achievemets require great risks.

FIFTEEN: Say "bless you" when you hear someone sneeze.

SIXTEEN: When you lose, dont lose the lesson

SEVENTEEN: Remember the three R's: Respect for self, respect for others and responsibility for actions.

EIGHTEEN: Dont let a little dispute injure a great friendship

NINETEEN: When you realise you've made a mistake, take immediate steps to corect it

TWENTY: Smile when picking up the phone the caller would hear it in your voice.

TWENTY-ONE: Spend some time alone

You dont have to follow everything or even believe everything. Just take the ones that are useful to you or might be useful and dump the rest.

Who needs to live life completely anyway

A minister concluded that his church was getting into serious financial troubles. Coincidentally, by chance, while checking the church storeroom, he discovered several cartons of new Bibles that hadnever been opened and distributed So at his Sunday sermon, he asked for three volunteers from the congregation who would be willing to sell the Bibles door-to-door for $10 each to raise the desperately needed money for the church. Peter, Paul and Louie all raised their hands tovolunteer for the task.

The reverend knew that Peterand Paul earned their living as salesmen and were likely capable of selling some Bibles but he had serious doubts about Louie. Louie was just a little local farmer, who had always tended to keep to himself because he was embarrassed by his speech impediment.Poor little Louie stuttered very badly. But, not wanting to discourage poor Louie, the reverend decided to let him try anyway. He sent the three of them away with the back seat of their cars stacked with Bibles and asked them to meet with him and report the results of their door-to-door selling efforts the following Sunday, which they did.

Anxious to find out how successful they were, the reverend immediately asked Peter, "Well, Peter, how did you make out selling our Bibles last week?"Proudly handing the reverend an envelope, Peter replied, "Father, using my sales prowess, I was able to sell 20 Bibles, and here's the 200 dollars I collected on behalf of the church." "Fine job, Peter!"

The reverend said, vigorously shaking his hand. "You are indeed a fine salesman and the Church is indebted to you."Turning to Paul, he asked "And Paul, how many Bibles did you manage to sell for the church last week?"Paul, smiling and sticking out his chest, confidently replied, "Reverend, I am a professional salesman andwas happy to give the church the benefit of my sales expertise. Last week I sold 28 Bibles on behalf of thechurch, and here's 280 dollars I collected."The reverend responded, "That's absolutely splendid,Paul. You are truly a professional salesman and the church is also indebted to you.

"Apprehensively, the reverend turned to little Louie and said, "And Louie, did you manage to sell anyBibles last week?"Louie silently offered the reverend a large envelope the reverend opened it and counted the contents. "What is this?" the reverend exclaimed. "Louie, there's 3200dollars in here! Are you suggesting that you sold 320Bibles for the church, door to door, in just one week?"Louie just nodded."That's impossible!" both Peter and Paul said inunison. "We are professional salesmen, yet you claim to have sold 10 times as many Bibles as we could.""Yes, this does seem unlikely," the reverend agreed."I think you'd better explain how you managed to do accomplish this, Louie."Louie shrugged. "I-I-I- re-re-really do-do-don't kn-kn-know f-f-f-for sh-sh-sh-sure, " he stammered.Impatiently, Peter interrupted. "For crying out loud,Louie, just tell us what you said to them when they answered the door!""A-a-a-all I-I-I s-s-said wa-wa-was," Louis replied,"W-w-w-w-would y-y-y-you l-l-l-l-l-like t-t-tob-b-b-buy th-th-th-this b-b-b-b-bible f-f-for t-t-ten b-b-b-bucks ---o-o-o-or- --wo-wo-would yo-you j-j-j-just l-like m-m-me t-t-tost-st-stand h-h-here and r-r-r-r-r-read it t-toy-y-you?"

God doesn't call the qualified, He qualifies the called.